Market Expert

Over 2 Decades of Industry Experience

I entered the mortgage lending business in 1995 and can truly state that helping others achieve home ownership, personal and business goals is my passion. I specialize in Residential Mortgage Loans and focus on assisting homeowners , home buyers and investors identify the most suitable loan products to meet their specific needs. I work very closely with Real Estate Agents, Attorneys, CPA's, Title and Escrow to provide a smooth and timely close of escrow.

The foundation of my success is honesty and high-integrity, coupled with a distinct level of professionalism, follow-through and a significant attention to detail. I have a very good understanding of sophisticated and often complicated tax returns and work well with borrowers who own multiple corporations or have numerous investment properties.

I have a white glove approach to the service I provide and my customers come first and I am always just a phone call, text or email away. I understand that the work day and place isn’t always the best time to conduct personal business so I make myself available in the evenings and weekends so that my clients and I have the time needed to go over all the details of a unique and personal transaction.

Kathy Larson - Mortgage Broker

NMLS ID: 328339 DRE ID: 01205086
858-361-9340
kathy@larsonlending.com

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Take the stress out of applying for a mortgage

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Start with our quick, easy to use Loan Application, just fill out as much as you can, and if we need anything else, our team will reach out to you for more info.

Approved

Stay connected with our state of the art technology

02

We have heavily invested in technology that provides 24/7 access to the information you need to make informed decisions during you home search or when exploring refinance opportunity's.

Funded

Closing your loan on time is what we do best

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We have partnered with the best banks in the county. All of them are committed to closing your loans on time, every time.

Market Expert

Brokers are Better, Here's Why...

We focus entirely on Home Loans

No distractions from other services

We have access to many Banks

This means we'll shop around to make sure we can get you some of the lowest rates possible!

Access to many Loan Programs

We'll find a program that best fits your financial needs

Local, Live, and Experienced Loan Officers

Chat and work with someone near you, not someone on the other side of the Country

Access to Niche Loan Programs

Most banks only have a few select programs, we have access to lots

"I have lost count of how many times Kathy has found me a killer deal on a mortgage. She made EVERY experience as simple as possible. Kathy was always looking for the best value for me. I can't give her enough stars!!!!!"

D. Hughes

"Kathy was great. She met me on her day off and answered all questions I had. She made me feel very comfortable about finances and was always quick to respond. I would highly recommend her."

Jenna Drewes

"We have been using Kathy Larson for all our loan needs both refinancing and new home purchases . She is extremely knowledgable and very good at explaining in layman terms, the ins and outs of the business. She is always responsive in a timely manner and she quotes you the real numbers so there are no surprises when it's time to sign your loan docs. Kathy is honest and reliable. We use her exclusively and feel like we are doing someone a favor by recommending her."

Beth Chavira

"Since 1996 Kathy Larson has arranged numerous loans for my clients and for me personally. She is knowledgeable and gets the job done. She has arranged both refinance and purchase loans, covering a multitude of property types from single family personal residences to investment properties. Initially she personally both processed and brokered loans, so is very experienced in many aspects of the loan business."

Richard Speare

Flexible Loan Programs

To help meet your financial goals

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Conventional

A conventional mortgage is offered by a bank and is not insured by the federal government. This makes it a slightly higher risk for the bank, so the qualifications are more strict. For example, it may require a higher down payment or a lower debt to income ratio.

FHA

An FHA loan is a mortgage insured by the Federal Housing Administration (FHA). Borrowers are only required to make a 3.5% down payment which can sometimes come from a gift or a grant. Popular program for first time home buyers.

VA

VA Loans are for military veterans. They require no down payment and have no monthly mortgage insurance cost. An excellent Loan Program for those who served to protect our country.

Jumbo

Flexible Loan Programs

To help meet your financial goals

* C2 Financial Corporation is approved to originate VA and FHA loans, and has the ability to broker such loans to VA and FHA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.

Modern Technology for Modern Mortgages

Our Technology Provides Transparency For Every Step of Your Loan